Insulating Your Loft
There has never a better time to think about insulating your loft.
If you want to save money this winter and reduce your carbon footprint
at the same time, it's the first place you should look at. For
relatively little money you can make significant improvements,
especially if you're willing to get up in the loft and tackle the job
yourself.
Government grants for insulation are available for all homeowners, and for those renting. See www.direct.gov.uk for more details.
How much can I save?
Up to 25% of your heating costs may be lost through poor loft
insulation, so on a typical £450 heating bill, you could be
saving
£112 every year by properly insulating your loft.
How much will it cost me?
Let's take a typical Victorian Terraced house as an example. Such a
house might be 3.6m wide by 10m long. This would have a loft area of 36m
2.
Wickes
for example offer "Easy Lay" loft insulation at £5.35 a square
meter. Assuming that it's the right size for our joists, and that we'd
have a 20% loss due to offcuts, the total cost would be
£231.12.
If we happen to find a good deal on insulation, say, a 2 for 1 offer on
insulation rolls, then this job could easily pay for itself in reduced
heating bills in the first year.
Don't forget to ask your local authority if grants are available!
Types of Loft Insulation
Fiberglass and Mineral Wool Rolls
Normal glass fibre or mineral wool insulation is very itchy to handle,
as the glass fibres tend to get everywhere. You should always where
gloves and a mask when fitting. Apart from the itchiness, it's very
easy to fit - you simply roll it out between the joists in the loft.
The thicker the insulation layer, the more effective it is. In the
UK it is recommended that the total thickness of this type of
insulation should be 270mm, but older installations tend to have less.
If you already have some but not enough, there's no point in removing
the old stuff first. Simple roll the new stuff on top of the old
insulation layer.
Space blanket
insulation is covered in a polythene film, which means less of the
itchy glass fibre everywhere. It's more expensive but much more
pleasant to use, especially in tight spaces such as this small annex
loft space.

Space blanket
Loose Fill
Loose fill insulation materials can be blown or poured into the
cavities between the joists. The depth of the fill should be about
270mm (like glass fibre insulation roles). Often the joists are less
than this depth, so they'll have to be made up to at least this before
you can start.
DIY filling materials, such as vermiculite and mineral fibre can be
bought in bags for the purpose. Proffesionals might use a machine to
blow the insulation into the loft space, but the principle is the same.
Going Green
There are three common types of "Green" insulation:
- Recycled newspaper protected with a fire retardant coating (loose fill)
- Sheep’s wool (roll or loose fill)
- Recycled plastic (roll)
Sheep’s wool is often the most expensive, as you'd imagine.
Recycled newspaper is a very good option. It really is fire retardant,
and is not itchy like fiberglass. Recycled plastic "wool" is made from
recycled plastic bottles, and resembles glass fiber, but is also
wonderfully itch free.
"Green" insulation products are only just coming into the high street DIY stores, and are well worth looking out for!
’Glass wool’ or fibreglass rolls can also be made out of a high proportion of recycled glass.
Dos and Don’ts
- Apply a layer of insulation about 270mm thick in the loft space.
- Don’t insulate under any water tanks or pipes in the loft.
They should be fitted in such a way that heat rises from the rooms
below and stops tanks and pipes freezing in winter. Insulate around
tanks and pipes, but not under them.
- Don’t cover the air gap in the eaves of the loft with
insulation. They are designed to allow air to move freely in the loft
space and prevent condensation.
- Do wear a mask and gloves when handling fibreglass or mineral wool based insulation products.
- A torch is not enough! Do ensure that you have plenty of light. Take a desk lamp with you on an extension lead if necessary.
- Do use wide planks of wood to walk on in the loft space.
It’s all too easy to accidentally step between the joists and put
your foot through the ceiling!

Plasterboard will not take your weight, so be careful you don’t put your foot through it!